Business Loans LLC, operating as BusinessLoan.io ("BusinessLoan.io," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or request business funding through our services.
1. Information We Collect
We may collect the following types of information:
Information You Provide
- Full name, email address, and phone number
- Business details (business name, industry, and time in business)
- Approximate monthly sales or revenue
- The amount of funding you are seeking
- Business bank statements, if you later provide them to verify revenue (typically your last 4 months of business bank statements)
- Any other information you voluntarily submit through our forms
Information Collected Automatically
- IP address, browser type, and operating system
- Pages visited, time spent on pages, and referring URLs
- Device identifiers and cookie data
2. How We Use Your Information
We use the information we collect to:
- Connect you with business funding options that fit your inquiry
- Facilitate communication between you and your funding specialist
- Process and respond to your inquiries
- Improve our website and services
- Send you relevant updates about your funding inquiry (with your consent)
- Comply with legal and regulatory obligations
3. How We Share Your Information
BusinessLoan.io is not a lender or depository institution. BusinessLoan.io connects business funding applicants with third-party funding providers, and may be compensated by those providers. We may share your information with:
- Funding Providers: We share your inquiry details with third-party funding providers to obtain funding offers for your business. This only occurs after you submit a funding inquiry.
- Service Providers: We may share information with trusted third-party vendors who assist us in operating our website, processing data, or providing services to you.
- Legal Requirements: We may disclose information if required by law, regulation, legal process, or governmental request.
Address suggestions: When you type an address in a field with address suggestions, the text you enter is sent to Google Maps to find matching addresses. You can also enter or edit your address manually. This address lookup feature uses Google Maps and is subject to the Google Maps Terms of Service and Google Privacy Policy, which are incorporated here for that feature.
4. Credit Pulls
Submitting an initial inquiry does not itself authorize a credit pull. If you complete and sign a financing application, its authorization may permit us and the funding partners receiving it to obtain your consumer credit reports to evaluate that application. Credit inquiries may affect your credit score. Review the authorization before signing. We retain the signed application, authorization, signature, timestamp and signing evidence, including IP address and browser information, to document your agreement. You can download a copy after signing.
5. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience, analyze site traffic, and understand usage patterns. You can control cookie preferences through your browser settings. Disabling cookies may affect certain features of our website.
6. Data Security
We implement commercially reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
7. Data Retention
We retain your personal and business information for as long as necessary to fulfill the purposes described in this policy, or as required by law. If you request deletion of your data, we will make commercially reasonable efforts to comply within the timeframes required by applicable law.
8. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information
- Opt out of marketing communications
- Request a copy of your data in a portable format
To exercise any of these rights, please contact us at questions@sinaicapital.co.
9. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party site you visit.
10. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a minor, we will take steps to delete it promptly.
11. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of our website after changes are posted constitutes acceptance of the updated policy.
12. Contact Us
If you have questions or concerns about this Privacy Policy, please contact us:
Business Loans LLC, operating as BusinessLoan.io
Miami, FL
Email: questions@sinaicapital.co
Phone: (732) 754-2144